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Western Governors University — Bachelor of Science, Finance

D367: Innovation in Finance

A complete guide to WGU's D367: Innovation in Finance — what this competency-based course covers, the performance assessment you'll submit, and where to get expert help when the task is due.

Undergraduate Competency-Based Course Self-Paced WGU

Innovation in Finance is the Finance major's forward-looking course — an introduction to the FinTech disruption that has genuinely reshaped lending, payments, and wealth management over the past decade.

What D367 covers

The course introduces the technologies and product solutions that have disrupted the financial services industry, covering emerging financial technologies contributing to the evolution of lending, payments, wealth management, financial planning, and insurance.

Students examine the role FinTech firms play as financial disruptors and how these organizations develop and scale, from start-up through growth. Throughout, students identify the impact emerging technologies and FinTechs have on businesses, individuals, and society — covering incubators, accelerator programs, and FinTech ecosystems along the way.

The D367 performance assessment

Expect a performance assessment analyzing a specific FinTech innovation or company, evaluating how it disrupts a traditional financial services function, and assessing its broader impact on businesses, individuals, or society.

Key topics in D367

Writing tips for D367

Follow the task instructions and rubric line by line

WGU performance assessments for D367 are graded against a fixed rubric — every rubric line has to be visibly addressed, usually with a labeled heading that mirrors the rubric language. Skipping a rubric point because it seems minor is the single most common reason a competent submission comes back "Not Yet Competent" for revision.

Show every calculation, not just the final answer

Finance rubrics at WGU consistently grade the work, not just the result — a correct final valuation or ratio with no visible formula or supporting numbers behind it typically won't earn full credit. Show the formula, the inputs, and the calculation explicitly for every financial figure your task requires.

Because WGU is self-paced, don't let "no deadline pressure" become no submission

There's no weekly due date forcing progress, which means procrastination costs more at WGU than at a traditional term-based school — a stalled task can quietly eat weeks of a term. Treat your own target date for each D367 assessment as a real deadline.

Stuck on your D367 task?

Our writers know WGU's competency-based format and this course's performance assessment. Get an original, properly cited paper matched to your task instructions.

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Why students seek help with D367

Students sometimes describe a FinTech product's features without analyzing the disruption itself — what traditional process or institution it's actually displacing and why — which is the analytical core this course is checking for.

How GradeEssays helps with D367

Share your FinTech scenario and rubric, and your writer will build the disruption analysis explicitly — what traditional function is being displaced, how, and with what broader impact — rather than a feature-list description.

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Share your task instructions and rubric and we match you with a writer who knows this course and WGU's evaluation standards.

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Prerequisites and program context

D367 requires Finance Skills for Managers (D076) as a prerequisite and serves as an integral component of the finance major's broader curriculum.

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