In the wake of Hurricane Katrina, many businesses in New Orleans struggled, contending with lost files and other effects of the storm. During this period, Pyramid Title, LLC, which handled real estate closings in the city, suffered a shortfall in its account when a lender failed to fund a loan. Meanwhile, Mark Peoples, the owner of Pyramid, wrote a check on the account to pay Anthony and Alcibia Jeanmarie for the sale of their property. Peoples expected Encore Credit Corp. to deposit $130,000 in the account to cover the check. Encore failed to provide the funds, and the check was returned for insufficient funds. Should the business and personal circumstances of Pyramid and Peoples affect their liability on the check? Why or why not? [Jeanmarie v. Peoples, 34 So.3d 945 (La.App. 4 Cir. 2010)]