A. What would be your mortgage payment if you pay

A. What would be your mortgage payment if you pay for a $250,000 home by making a 20% down payment and then taking out a 3.74% thirty year fixed rate mortgage loan to cover the remaining balance. All work must be shown justifying the following answers.

B. How much total interest would you have to pay over the entire life of the loan?

C. Suppose you inherit some money and decide to use it to pay the loan off early by paying the unpaid balance of the loan after having made the regularly scheduled 240th payment. Assuming there is no prepayment penalty charged, what payment will be required to pay this loan off at this time?

 

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