In an accident: Car A: property damage: damage of the

In an accident: Car A: property damage: damage of the car: 33 mil. VND, business damage: 8 mil. VND. Driver is injury: Medicare cost: 90 mil. VND and income lost: 60 mil. VND. Car B: property damage: damage of the car: 30 mil. VND, business damage: 2 mil. VND. Mistake of parties: A: 60%; B: 40% Both cars are insured (property and third party liability insurances); at time of accident: the insurance policies are in force. (liability limit: 50 mil./risk/property and 50 mil./risk/person) Two cars A and B bought insurance from two insurance companies X and Y in turn. 

Requirement: 

Calculate the indemnity of the insurers to the insureds and the actual damage of two car owners.